:root{--ink:#203330;--muted:#5d6c69;--green:#173f3b;--line:#dce3df;--soft:#f3f6f4;color:var(--ink);background:#fff;font-family:-apple-system,BlinkMacSystemFont,Apple SD Gothic Neo,Malgun Gothic,sans-serif}*{box-sizing:border-box}body{word-break:keep-all;overflow-wrap:anywhere;margin:0;font-size:16px;line-height:1.8}a{color:inherit;text-underline-offset:5px}a:hover{color:#216a5c}a:focus-visible,summary:focus-visible,input:focus-visible,[tabindex]:focus-visible{outline-offset:4px;outline:3px solid #ad7725}h1,h2,h3,p{margin-top:0}h1,h2,h3{letter-spacing:-.04em;line-height:1.4}h1{font-size:clamp(2.1rem,5vw,3.6rem);font-weight:650}h2{font-size:1.65rem}h3{font-size:1.2rem}.container{width:min(1120px,100% - 48px);margin:auto}.site-header{border-bottom:1px solid var(--line)}.header-inner{justify-content:space-between;align-items:center;gap:25px;min-height:90px;display:flex}.brand{letter-spacing:-1.5px;color:var(--green);font-family:Georgia,serif;font-size:31px;font-weight:700;text-decoration:none}.brand span{color:var(--muted);font-weight:400}nav a{text-decoration:none}.desktop-nav{gap:30px;font-size:15px;display:flex}.desktop-nav [aria-current=page]{border-bottom:2px solid;font-weight:700}.header-about{font-size:14px;text-decoration:none}.mobile-nav{display:none}.skip-link{z-index:20;background:#fff;padding:12px;position:absolute;top:-100px;left:20px}.skip-link:focus{top:10px}.eyebrow{letter-spacing:.13em;color:var(--green);margin-bottom:20px;font-size:13px;font-weight:700}.hero{grid-template-columns:1.35fr 1fr;align-items:center;gap:68px;padding:64px 0 54px;display:grid}.hero h1{margin-bottom:24px}.hero .intro{color:var(--muted);max-width:490px;font-size:18px}.independent{color:var(--muted);border-top:1px solid var(--line);margin-top:12px;padding-top:20px;font-size:13px;display:inline-block}.decision-list{border-top:2px solid var(--green)}.decision-list a{border-bottom:1px solid var(--line);align-items:center;gap:18px;padding:19px 5px;text-decoration:none;display:flex}.decision-list a:hover{background:var(--soft)}.num,.number{color:#946426;font-family:Georgia,serif}.decision-list .arrow{margin-left:auto}.urgent{background:var(--green);color:#fff;justify-content:space-between;align-items:center;gap:30px;padding:25px 30px;display:flex}.urgent p{color:#e0e9e5;margin:3px 0 0;font-size:14px}.urgent a{white-space:nowrap;color:#fff;font-size:15px}.section{padding:64px 0}.section-heading{justify-content:space-between;align-items:baseline;gap:20px;margin-bottom:28px;display:flex}.section-heading h2{margin:0}.section-heading p{color:var(--muted);margin:0;font-size:14px}.guide-grid{grid-template-columns:repeat(4,1fr);gap:18px;display:grid}.guide-card{border:1px solid var(--line);flex-direction:column;min-height:232px;padding:24px 23px;text-decoration:none;display:flex}.guide-card:hover{border-color:var(--green);background:var(--soft)}.guide-card .number{margin-bottom:25px;font-size:24px}.guide-card h3{margin-bottom:10px}.guide-card p{color:var(--muted);margin-bottom:20px;font-size:14px}.guide-card .read{margin-top:auto;font-size:13px}.principles{background:var(--soft);grid-template-columns:1fr 1.3fr;gap:50px;margin-bottom:64px;padding:40px;display:grid}.principles h2{font-size:1.5rem}.principles p{color:var(--muted);margin-bottom:14px}.principles a{font-size:14px}.site-footer{border-top:1px solid var(--line);padding:36px 0 30px}.footer-top{justify-content:space-between;align-items:center;gap:24px;margin-bottom:24px;display:flex}.footer-top nav{gap:22px;font-size:14px;display:flex}.site-footer p,.site-footer small{color:var(--muted);font-size:13px}.breadcrumbs{color:var(--muted);padding:25px 0;font-size:13px}.breadcrumbs span{margin-left:10px}.article-header{max-width:820px;padding:28px 0 36px}.article-header h1{margin-bottom:20px;font-size:clamp(2rem,4vw,3rem)}.lead{color:var(--muted);font-size:19px}.meta{color:var(--muted);font-size:13px}.article-grid{border-top:1px solid var(--line);grid-template-columns:minmax(0,760px) 240px;gap:76px;padding-top:40px;padding-bottom:70px;display:grid}.article-grid article{min-width:0}.toc{border-left:1px solid var(--line);align-self:start;padding-left:25px;font-size:14px;position:sticky;top:25px}.toc ol{padding-left:20px}.toc li{margin:10px 0}.toc a{text-decoration:none}.prose h2{margin-top:48px;scroll-margin-top:24px}.prose h2:first-child{margin-top:0}.prose h3{margin-top:28px}.prose p,.prose li{color:#344742}.prose li{margin:8px 0}.prose blockquote{background:#faf7f1;border-left:3px solid #a97635;margin:28px 0;padding:20px 25px}.prose blockquote p:last-child{margin-bottom:0}table{border-collapse:collapse;width:100%;margin:22px 0;font-size:15px;line-height:1.65}th,td{text-align:left;vertical-align:top;border-bottom:1px solid var(--line);padding:15px}thead{background:var(--soft)}th{font-weight:600}.checklist{background:var(--soft);margin-top:40px;padding:28px}.checklist h2{font-size:1.45rem}.checklist .eyebrow{margin-bottom:10px}.checklist label{border-bottom:1px solid var(--line);cursor:pointer;gap:13px;padding:14px 0;display:flex}.checklist label:last-child{border:0}.checklist input{width:19px;height:19px;accent-color:var(--green);flex-shrink:0;margin-top:5px}.muted{color:var(--muted);font-size:14px}.faq,.sources,.related{margin-top:46px}.faq details{border-bottom:1px solid var(--line);padding:17px 0}summary{cursor:pointer;font-weight:600}.faq p{margin:15px 0 5px}.sources{border-top:1px solid var(--line);padding-top:28px}.sources h2{font-size:1.3rem}.sources ul{padding-left:20px}.sources li{margin:18px 0}.sources p{color:var(--muted);margin:4px 0;font-size:14px}.sources small{color:var(--muted);font-size:12px}.related-grid{grid-template-columns:repeat(2,1fr);gap:14px;display:grid}.related-grid a{border:1px solid var(--line);padding:20px;text-decoration:none}.related-grid p{color:var(--muted);margin:8px 0 0;font-size:14px}.cta{border-top:2px solid var(--green);margin-top:40px;padding:24px 0}.cta h2{font-size:1.3rem}.cta p{color:var(--muted);font-size:14px}.button{background:var(--green);color:#fff;padding:10px 18px;font-size:14px;text-decoration:none;display:inline-block}.button:hover{color:#fff;background:#26584f}.simple-page{max-width:760px;padding-bottom:70px}.simple-page h1{margin-top:30px;font-size:2.5rem}.simple-page h2{margin-top:35px;font-size:1.5rem}@media (width<=950px){.desktop-nav{gap:15px}.header-about{display:none}.hero{gap:35px}.guide-grid{grid-template-columns:repeat(2,1fr)}.article-grid{grid-template-columns:minmax(0,1fr) 200px;gap:32px}.footer-top{align-items:flex-start}}@media (width<=680px){.container{width:calc(100% - 36px)}.header-inner{min-height:72px}.brand{font-size:28px}.desktop-nav{display:none}.mobile-nav{display:block;position:relative}.mobile-nav summary{padding:9px;font-size:15px}.mobile-nav nav{border:1px solid var(--line);z-index:5;background:#fff;width:220px;padding:12px 20px;position:absolute;top:42px;right:0;box-shadow:0 12px 22px #20333012}.mobile-nav nav a{padding:11px 0;display:block}.hero{grid-template-columns:1fr;gap:25px;padding:40px 0 32px}.hero h1{font-size:2.3rem}.hero .intro{font-size:16px}.independent{margin-top:0}.urgent{flex-direction:column;align-items:flex-start;gap:12px;padding:23px}.section{padding:42px 0}.section-heading{display:block}.section-heading p{margin-top:8px}.guide-grid{gap:12px}.guide-card{min-height:230px;padding:19px 16px}.guide-card h3{font-size:17px}.principles{grid-template-columns:1fr;gap:5px;margin-bottom:40px;padding:26px}.footer-top{flex-direction:column}.footer-top nav{flex-wrap:wrap;gap:12px 20px}.article-grid{flex-direction:column;gap:30px;padding-top:25px;display:flex}.toc{background:var(--soft);border:0;order:-1;width:100%;padding:20px;position:static}.toc ol{columns:2;column-gap:28px;margin-bottom:0}.toc li{break-inside:avoid}.article-header{padding-top:15px}.lead{font-size:17px}.checklist{padding:22px}th,td{padding:10px 7px;font-size:14px}.related-grid{grid-template-columns:1fr}.prose h2{font-size:1.45rem}.simple-page h1{font-size:2rem}}@media print{.site-header,.site-footer,.toc,.cta,.skip-link{display:none}.container{width:100%}.article-grid{display:block}.checklist{break-inside:avoid}a{color:#000}.article-header h1{font-size:28px}}.toc{max-height:calc(100vh - 50px);padding-right:8px;overflow-y:auto}.prose{line-height:1.9}.prose h2,.prose h3{scroll-margin-top:24px}@media (width<=680px){.toc{max-height:none;overflow:visible}.toc ol{columns:1}.prose{line-height:1.85}}
